THE SKI CLUB OF WASHINGTON, DC
GREAT SPORTS FOR ALL SEASONS
WHY IS SUPPLEMENTAL TRIP INSURANCE SO BENEFICIAL FOR MANY SCWDC SKI TRIP PARTICIPANTS?
Each ski season over 500 SCWDC members enjoy participating in our Eastern, Western and International ski trips. Other members arrange similar ski vacations on their own, or participate in group ski trips offered by other local ski clubs. Skiing entails a certain element of physical risk, possible injury, and the need for emergency medical care. Travel during the wintry ski season has risks, such as flight delays or cancellations, lost or delayed luggage, and unexpected travel expenses. These risks can be reduced through trip insurance.
While SCWDC recognizes these risks, we don’t believe the expense of travel insurance should normally be included in our ski trip costs. The exception is for our international ski trips, where the costs of emergency medical care, evacuation, and repatriation can be prohibitive, and so we provide special trip insurance coverage to address those unique risks.
Travel Protectors is a favored sponsor of SCWDC. Owner Myra Altschuler has worked closely with SCWDC for the past several years, and has developed individual and group trip insurance packages that are uniquely tailored to need the needs of our ski trip participants. For SCWDC ski trips where at least 10 participants are interested in basic coverage, Myra offers a group rate of only $21 per person. Individual trip insurance is also available for any type of travel, including "cancel for any reason" coverage. Myra has become familiar with all types of SCWDC trips and answers questions usually in the same day that you call for a price/coverage quote.
SCWDC trip participants can also take purchase trip insurance coverage on their own, from their travel insurance company of choice, or from travel insurance companies working with our ski tour operators.
We can cite a few examples of how travel insurance would have helped in past trips:
(1) A SCWDC skier fell in mid-week, injured pelvis and ribs, and could not travel home with the group. Recovery required a stay of two weeks in a rehabilitation nursing facility near the ski resort.
(2) On a recent late season SCWDC trip, 3 different skiers had bad falls including one who suffered a major knee injury.
(3) Finally, during the “2010 Snowmageddon”, and again as recently as this past ski season, we had trips that were affected by severe wintry weather. Due to closed airports and cancelled flights on the planned day of travel, trip participants had to be rebooked to fly home. Instead of a Saturday return, some skiers returned as late as the following Thursday. Those costs were paid for by the participants themselves.